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  <!-- ── Core pages ────────────────────────────────────────────── -->
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  <!-- ── OTC Card — pillar + spokes ───────────────────────────── -->
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  <!-- ── Flex Card — pillar + spokes ──────────────────────────── -->
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  <!-- ── Giveback Benefit — pillar + spokes ───────────────────── -->
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  <!-- ── Grocery Benefit — pillar + spokes ────────────────────── -->
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  <!-- ── Hearing Aids — pillar + spokes ───────────────────────── -->
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    <lastmod>2026-06-01</lastmod>
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  <!-- ── Dental — pillar + spokes ─────────────────────────────── -->
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    <loc>https://seniorpop.com/medicare/dental</loc>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
    <lastmod>2026-06-01</lastmod>
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  <url>
    <loc>https://seniorpop.com/medicare/dental/with-dental-coverage</loc>
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    <priority>0.8</priority>
    <lastmod>2026-06-01</lastmod>
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  <!-- ── Vision — pillar + spokes ─────────────────────────────── -->
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    <lastmod>2026-06-01</lastmod>
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  <!-- ── Tools ─────────────────────────────────────────────────── -->
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    <lastmod>2026-06-01</lastmod>
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  <!-- ── Blog ──────────────────────────────────────────────────── -->
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    <loc>https://seniorpop.com/blog</loc>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
    <lastmod>2026-06-01</lastmod>
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  <!-- ── About ─────────────────────────────────────────────────── -->
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    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-06-01</lastmod>
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    <changefreq>yearly</changefreq>
    <priority>0.4</priority>
    <lastmod>2026-06-01</lastmod>
  </url>

  <!-- ── Legal ─────────────────────────────────────────────────── -->
  <url>
    <loc>https://seniorpop.com/privacy</loc>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
    <lastmod>2026-06-01</lastmod>
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    <changefreq>yearly</changefreq>
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    <lastmod>2026-06-01</lastmod>
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    <changefreq>yearly</changefreq>
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    <lastmod>2026-06-01</lastmod>
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    <lastmod>2026-06-01</lastmod>
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