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Last Updated: March 2026

Medicare OTC Card Benefits in Montana

Montana (MT) Medicare Overview

Montana residents enrolled in Medicare Advantage plans may qualify for OTC card benefits worth up to $400 or more per year.79% of Medicare Advantage plans nationwide include OTC benefits.

How to Get an OTC Card in Montana

If you're a Medicare beneficiary in Montana, getting an OTC card is straightforward. You need to be enrolled in a Medicare Advantage plan that includes OTC benefits as part of its coverage. Many plans in Montana offer this benefit, and the best way to find them is to enter your ZIP code in our Benefit Checker.

  1. Check which Medicare Advantage plans are available in your Montana ZIP code
  2. Compare plans that include OTC card benefits
  3. Enroll during an enrollment period
  4. Receive your OTC card and start using your benefits

Where to Use Your OTC Card in Montana

Montana has thousands of participating retailers where you can use your Medicare OTC card. Major retailers with locations throughout Montana include:

CVS
Walmart
Walgreens
Rite Aid
Dollar General

Enter Your Montana ZIP Code

See available plans with OTC benefits in your area

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Medicare Advantage Plans in Montana

Montana residents have access to a variety of Medicare Advantage plans from major carriers including UnitedHealthcare, Humana, Aetna, Cigna, and Blue Cross Blue Shield. Many of these plans include OTC benefits along with other valuable extras like dental, vision, and prescription drug coverage.

Got Questions?

Frequently Asked Questions

To get an OTC card in Montana, you need to enroll in a Medicare Advantage plan that offers OTC benefits in the Montana area. Use our Benefit Checker to see which plans are available in your ZIP code.

Most major retailers in Montana accept Medicare OTC cards, including CVS, Walmart, Walgreens, Rite Aid, and Dollar General. Some plans also offer online ordering with delivery.

OTC benefit amounts in Montana vary by plan, but average around $400/year. Some plans offer more, depending on the carrier and specific plan.

You can enroll during the Annual Enrollment Period (October 15 - December 7), during the Medicare Advantage Open Enrollment Period (January 1 - March 31), or during a Special Enrollment Period if you qualify.

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